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Are credit cards evil or are they simply a financial tool? Being a financial coach, I have seen some people harm themselves with their credit card use and others use them with wisdom to enhance their financial lives. If you choose to use credit cards, then I recommend following our family’s 3 rules to help you use them responsibly and make the most of the benefits they can offer.

Join Dr. Temi Michael-O for a Joy-Igniting three-day plan exploring Proverbs 31:25.

Each day is a fight for your faith because the devil, temptations in the world, and your own sinful self can cause you to fall away. But you are safe in Jesus. Stay close to him and you win the fight!

The world defines joy as the intense happiness we feel when we satisfy a great desire. C. S. Lewis disagrees: true joy is an unsatisfied desire ─ a deep longing for God that never ends. Featuring Lewis quotes and excerpts from Shadowlands and Songs of Light: An Epic Journey into Joy and Healing by author Kevin Ott.